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How Long Does it Take to File an 18 Wheeler Claim? When someone gets injured in a crash with an 18 wheeler, the case may take longer to settle than a typical car crash claim. Accidents involving trucks are usually caused by serious injuries. There are a variety of factors that affect the time needed to reach an agreement. Here are some of the most important considerations. Insurance claims Like all vehicles on the road, 18-wheeler truckers must carry a minimum amount insurance. This is due to a reason. 18 wheeler accident law firm santa monica involving large trucks can cause more severe injuries and property damage than a typical car crash. In fact, these wrecks often cause death and catastrophic injuries. It is therefore important for victims of these accidents to make a claim for the compensation they deserve. It can be difficult to find a policy that is able to meet all of your needs, even though coverage for 18 wheelers is a must. You may need to purchase additional insurance based on the type and size of cargo your trucks transport. Hazmat carriers, as an example could require liability insurance of up to $5 million. Towing insurance, trailer exchange insurance, and cargo insurance are all possible policies. In addition to the above, an experienced attorney can assist you in determining what types of coverage your company requires. The attorney will also assist you in negotiating with the insurance companies to ensure that your claim is settled. In some cases, insurance companies may try to minimize their liability by claiming comparative negligence. This could seriously diminish the value of your claim. A lawyer can help to counter these claims and obtain the maximum compensation you deserve. A skilled lawyer can ensure that you get the funds you need to recover, regardless of how you were injured in your accident. Settlements In most cases, the person who was injured of a truck crash will be offered a settlement before filing an action. This offer is usually far below what the victim deserves. It's provided by the trucking company or their legal team. The offer should not be accepted without consulting a personal injury lawyer. The value of a settlement is contingent on many factors that include the severity of injuries, property damage and medical expenses. Other damages that are not economic can also be considered, especially if you were emotionally or physically wounded by the accident. However these losses are difficult to quantify and require expert analysis. The issue of establishing liability is another crucial aspect that affects the final compensation amount. If you can prove the responsible party broke traffic laws, was negligent or caused the accident through an act of negligence, they will be accountable for the damages. There are also legal defenses to limit their liability, including comparative fault or contributory negligence. The owners of companies that transport goods can also be held accountable for an accident. This is the case when a driver drove the truck in poor conditions, or the company did not maintain the vehicle. The shipping and loading firm could also be held accountable if the cargo had been improperly loaded, or a part was defective. Filing a lawsuit You could be required to file a suit in the event that the insurance company does not offer an equitable settlement. This could delay the resolution of your case but it can also result in a bigger settlement of damages. A lawyer for truck accidents is the best option whether you choose to settle or go to court. The insurance companies in this case are going to attempt to undercut you which is why you need someone on your side to protect your interests. A Lafayette truck accident lawyer can analyze your accident and determine the value of the damages to ensure that you get the most compensation. In a lot of 18 wheeler accidents, multiple parties are liable. If the truck driver was driving under the influence of alcohol or if he violated the rules governing hours of service then the employer could be held accountable. In addition, the company that makes of a part for a vehicle or repair shop could be held responsible in the event that a defective component caused the accident. Additionally, cargo-loading or shipping companies may be held responsible for accidents involving their trucks. This is due to the fact that these trucks must be loaded and transported in a manner that is safe to prevent them from falling over or jackknifing. Thus, the companies have to adhere to strict safety standards. Additionally, you can seek compensation for other damages that are not economic, such as discomfort and pain. Trial Negotiations with the insurance company are usually used to settle the majority of truck accident cases. A fair settlement should cover all of your medical costs including treatment and medical expenses and any other losses you are facing or are likely to incur. Your lawyer can assist you determine the potential damages in the future and determine whether punitive damages are appropriate. An experienced attorney can help you through this process. The most important factor is the extent of your injuries, which will determine the amount of compensation you are entitled to. Some injuries may only affect you for a few days or even months, whereas others could have a lasting or long-lasting impact on your life. In the case of accidents involving 18-wheelers, it can take time to determine who is to blame. This is because there can be multiple responsible parties, including the driver of the truck and the company that employs them. In some cases there could be mechanical problems with the vehicle that result in a crash, in the event of a crash, it is necessary to hold the manufacturer or repair shop liable for your damages. There are many factors that affect the amount of an 18-wheeler's settlement, however, these cases tend to have larger settlements overall in comparison to those involving automobiles. This is due to the seriousness of the injuries and the damages that may result from these accidents.